All Childcare Educators who represent THE AGENCY are covered by Public Liability Insurance for up to $10,000,000 worth of damage in the Client’s home.
If a Client chooses to utilise this policy they will need to get in contact with us immediately and our staff will assist with processing the claim, the CLIENT shall be responsible for payment of the $250 excess.
In the event that the Childcare Educator is required to drive their own or the Client’s Vehicle during working hours and have taken all reasonable care to avoid a motor vehicle accident, it is the Client’s responsibility to make full insurance excess payments for any insurance claim activated.
THE AGENCY and its Childcare Educators will not be liable for any special, indirect or consequential loss or damage arising from engagement of a Childcare Educator by a Client.
If the damage is less than $250 THE AGENCY cannot assist with the claim and suggests that the Client pursue the claim through their own home insurance policy, which may have a lower excess.